Health Insurance Overview
Health Insurance coverage is a necessity that everyone needs. We never know what the future may hold. You may be in optimal health one day and need urgent medical care the next. The uncertainty of our health and well-being is why it’s so important that everyone has good health care coverage. But unfortunately, there are many people out there with the wrong health care policy.
Since the beginning of the Affordable Care Act, many people have struggled to make ends meet when it comes to their Health Insurance. Because of the high-priced policies with Obamacare and lack of access to care for many people, many have decided to turn to individual Health Insurance options like those offered by us at Cordova Insurance Agency.
At Cordova, we understand the burden families face with the rising cost of health care. If you are involved in a severe accident or end up with a severe illness, how will you pay your doctor bills? The cost of insurance is not the only thing to consider when you are buying Health Insurance. You need to also think about the policy’s benefits and compare plans based on the cost and coverage levels.
Why Health Insurance is Important
There are several reasons why having Health Insurance is so important. Individuals who are not insured receive less timely care. The lack of insurance can be a tremendous financial burden on them and their families.
It’s crucial to note that when you find the right policy at the right price, healthcare coverage benefits far outweigh the additional cost you pay. Health Insurance provides an important safety net for your future that you can depend on in your time of need.
At Cordova Insurance Agency, we know finding the right Health Insurance policy can be confusing. That is why our team is here to help you find the right policy with all the benefits you and your family need at a price you can afford. Ensuring your family is safe and healthy with the right level of Health Insurance coverage is our top priority.
Health Insurance Coverage
Health Insurance comes in all shapes and sizes. At Cordova Insurance Agency, we offer individual, family, and group plans that include HMO and PPO. Here are some more details about the different types of coverage available.
Health Maintenance Organization (HMO)
With a Health Maintenance Organization plan, there are limits with coverage to care from physicians who work either for or those who contract with the HMO. Typically, it will not cover out-of-network care unless it is for an emergency. HMO plans often require you to live or work in the same service area to be eligible for the coverage you receive. An HMO plan provides integrated care that focuses on wellness and prevention.
Preferred Provider Organization (PPO)
With a Preferred Provider Organization plan, you will pay less if you see the physicians and other providers inside the network. You have the option to use doctors, clinics, and hospitals outside the network without a referral, but all for an additional fee.
Serving the Residents of Merrill, Wausau, Tomahawk, Minocqua, Woodruff and Surrounding Areas.
At Cordova Insurance Agency, we are happy to serve the residents of Merrill, Wausau, Weston, and the surrounding areas with various options for their health coverage needs. It is a privilege for us to provide our customers with insurance products that offer reassurance and value. Cordova Insurance Agency is a full-service agency, and we are constantly looking for brand-new ways to provide you with the insurance products you need for peace of mind each day.
Related Policies
At Cordova Insurance Agency, we offer a range of different coverage options to meet your needs. That includes Medicare Supplement Policies, Long-Term Care Insurance, as well as Disability Insurance.
Our selection of insurance products offers benefits for our many different types of customers. Along with various Health Insurance coverage options, we also offer Dental Insurance, Life Insurance, as well as senior products such as Medicare supplements and long-term care policies.
Life Insurance
Life insurance plays an essential role in making plans for your future. Whether you already have a family or are planning to in the years to come, it’s necessary to have a life insurance policy in place to keep everyone protected. Death benefits are income-tax-free and may be used to help pay for your funeral expenses, pay off estate taxes, or take care of any other final costs your beneficiaries may incur. This coverage is also useful with paying off debt, paying for college tuition, or ensuring that the operation of a family business is placed in the right hands.
Dental Insurance
Here at Cordova Insurance Agency, we also offer Dental Insurance at an affordable price. Our Dental Insurance through Delta Dental includes an individual product line that combines affordability with innovative care. All of our dental plans come with the award-winning Delta Dental of Wisconsin service to provide you with even more peace of mind.
Final Thoughts
Deciding which healthcare coverage is right for you can be confusing for most individuals. But knowing that our team here at Cordova Insurance Agency is here to help can be reassuring. We take pride in knowing that our services will be available to help you and your family out in your time of need. Whether you need a new Health Insurance plan, want to find out more about your options for healthcare coverage, or would like to learn more about the other insurance products we offer, get in touch with us today for details.
We look forward to being your one-stop destination for all your insurance needs in Merrill, WI.
To learn more about Health Insurance, contact Cordova Insurance Agency at (715) 536-9576. Our licensed agents will be happy to answer any questions you have.
