716 E 2nd St, Merrill, WI 54452

Telephone: (715) 536-9576

Hours: 8am - 5pm Mon-Fri

Commercial Insurance

We offer insurance and risk management packages that are tailored for different types of businesses. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to protect your business. In addition, we offer group health and retirement plans.

Property Insurance

Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items.

Property Insurance may cover two types of property losses:

  • Direct losses may be covered when property is lost, stolen, damaged or destroyed.
  • Indirect or consequential losses related to direct losses may also be covered.

Commercial General Liability Insurance

Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.

Policies provide coverage for liability arising out of:

  • Premises and Operation
  • Fire Damage Liability (damage by fire to premises rented to insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations

You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy and which can help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.

Business Auto Insurance Business

Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorships. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverages and deductibles and about tailoring a Business Auto plan that’s right for you and your business.

Workers' Compensation

Workers' Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.

Workers' Compensation provides for the payment of four types of benefits:

  • Medical benefits
  • Income benefits
  • Death benefits
  • Rehabilitation benefits

A representative can provide you with complete details on Workers' Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services.

Commercial Bonding

The Cordova Agency has many years of combined employee experience in the bonding industry. We have close relationships with the strongest surety companies in the nation, and our team is dedicated to providing the best bonding program available at the most competitive rate. Bonding has often become the leading obstacle to businesses securing the most desirable projects, and sureties are increasing the scrutiny they place on current and potential bonding clients.

Our experts can guide you through the underwriting process and offer suggestions to help your business grow, increase your capacity, or reduce your rate. We are confident that you will benefit from our knowledge of the bonding industry and our surety exposure.

Types of Bonds We Offer:

  • Contract - Performance & Payment Bonds
  • Court & Fiduciary Bonds
  • License & Permit/Miscellaneous Bonds
  • Public Official Bonds
  • Notary Bonds
  • ERISA Bonds
  • Indemnity to Sheriff Bonds
  • Labor Union Wage and Fringe Benefit Bonds
  • Business Service Bonds
  • Commercial Crime

Professional Liability

A properly designed professional liability insurance program is critical in today's increasingly litigious society.

Our team of experts helps you to understand and evaluate the differences between various Professional Liability products, and works to secure the most comprehensive coverage for your business, tailored to fit your individual needs. As the industry continues to evolve, so do the potential risks your firm faces. Through a strategic partnership with our clients, we provide continual support ensuring that your policy remains competitively priced, reflects your business's evolving strategies and operations, and accurately protects your business.

Types of Insurance Coverage We Offer

  • Professional Liability – Errors and Omissions
  • General Liability
  • Property
  • Umbrella
  • Directors and Officers
  • Workers Compensation
  • Inland Marine
  • Employment Practices Liability
  • Crime including Employee Dishonesty
  • Business Auto

Small Business Programs

At the Cordova Insurance Agency we understand that small business owners face complex challenges on a daily basis. We have specialists dedicated to the needs of small businesses, and insurance products designed specifically with them in mind.

As a small business owner, your focus is on operating and maintaining. Out team of experienced small business experts provides you with a comprehensive, cost-effective and individually tailored insurance program. We are committed to the success of your business, to protecting your most valuable assets, and to developing a lasting relationship.

Types of Insurance Coverage We Offer:

  • General Liability
  • Property
  • Workers Compensation
  • Professional Liability
  • Business Income Coverage
  • Inland Marine
  • Business Auto
  • Umbrella
  • Employment Practices Liability
  • Crime

Contact us for more information >>